Frequently Asked Questions

Africapital is a zero-fee, AI-driven investment management service built for people with irregular income, such as freelancers and independent contractors. It's designed for anyone who wants their money working for them without paying management fees or navigating complex financial jargon.

Our model is built around minimizing overhead through automation rather than charging management fees directly to your account. Full details on our revenue structure are outlined in our Terms of Service.

No. Africapital is built to accommodate variable income, so you can start with whatever amount suits your situation and adjust contributions as your cash flow changes month to month.

Our system uses automated models that consider your goals, risk tolerance, and time horizon to build and adjust a diversified portfolio. You can review your allocation at any time from your account dashboard.

Yes. There's no lock-in period. You can withdraw funds at any time, though processing times may vary depending on market conditions and the underlying assets held in your portfolio.

Nothing negative happens. Africapital doesn't require fixed contributions. You can pause, reduce, or increase how much you invest whenever your income allows, without penalties.

We take security and account protection seriously and use industry-standard practices to safeguard your data and assets. As with any investment, your portfolio value can rise and fall with market conditions.

Not at all. Africapital is designed for people who want a straightforward way to invest without needing to actively manage or research individual assets themselves.

Your account dashboard gives you an ongoing view of your portfolio, contributions, and performance over time, so you always know where your money stands.

Yes, you can close your account at any time. Any remaining funds will be processed for withdrawal in line with the terms described in our Terms of Service.